Terms of Service

Effective date: July 22, 2026

Please read these Terms of Service carefully before continuing to use the website www.gmfteducation.com (the “Website”) and the services provided by GMFT Services Ltd (the “Company”, “we”, “us”, or “our”).

1. Acceptance of terms

By accessing or using our Website, you agree to be bound by these Terms of Service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this Website. The materials contained on this Website are protected by applicable copyright and trademark laws.

2. Eligibility

You must be at least 18 years old, or the age of legal majority in your jurisdiction if higher, to create an account or purchase content on the Website. By using the Website, you represent and warrant that you meet this requirement.

3. Digital book license & access rights

When you purchase, stream, or download a book or course on the Website, GMFT Services Ltd grants you a limited, non-exclusive, non-transferable, revocable license to access, view, and read the content solely for your personal, non-commercial use. You expressly agree and understand that:

1. You are acquiring a license to access the content, not ownership of the digital files or underlying intellectual property.
2. You may not rent, lease, sell, redistribute, broadcast, sub-license, or assign any rights to the books or content to any third party.
3. Your license terminates automatically if you violate these Terms of Service or if your account/subscription is terminated.

4. Intellectual property & anti-piracy restrictions

All books, materials, software, and content on the Website are protected by international copyright laws. You agree that you shall not:

1. Modify, reverse engineer, decompile, or bypass any Digital Rights Management (DRM), watermarks, or technical security measures used to protect the content;
2. Use automated systems, bots, scrapers, or spiders to access, extract, or bulk-download any books or data from the Website;
3. Reproduce, mirror, publicly display, or create derivative works based on any book or content found on the Website without explicit written permission from the copyright owner.

5. Third-party content & accuracy of books

The books and materials available on the Website reflect the opinions, findings, and analysis of their respective third-party authors and publishers. GMFT Services Ltd does not independently verify, endorse, or guarantee the accuracy, completeness, or reliability of any facts, strategies, or claims made within the published books.

GMFT Services Ltd accepts no liability for any errors, omissions, or outdated information contained within any published book, nor for any loss or damage incurred as a result of relying on such content.

6. Disclaimer of financial advice

All content, books, courses, and materials provided on the Website are for educational and informational purposes only and do not constitute financial, investment, tax, or legal advice. GMFT Services Ltd is not a registered investment advisor, broker-dealer, or financial planner. You are solely responsible for your own financial and investment decisions.

The materials within the Website are provided on an “as is” basis without warranties of any kind, expressed or implied.

7. Limitation of liability

To the maximum extent permitted by applicable law, in no event shall GMFT Services Ltd, its directors, employees, suppliers, or partners be liable for any indirect, incidental, consequential, special, or punitive damages (including, without limitation, damages for loss of profits, data, or business interruption) arising out of your use of or inability to access the Website or its books.

8. Third-party links

The Company has not reviewed all of the sites linked to its Website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by the Company of the site. Use of any such linked website is at the user’s own risk.

9. Right of withdrawal (EU/UK consumers)

If you are a consumer located in the EU or UK, you ordinarily have the right to withdraw from a purchase within 14 days without giving any reason. However, by purchasing, streaming, or downloading a book, course, or subscription, you expressly request and consent to immediate access to the digital content, and you acknowledge that you thereby lose your right of withdrawal once access or download begins, in accordance with Article 16(m) of Directive 2011/83/EU.

10. Suspension and termination by the Company

We reserve the right to suspend or terminate your account or access to the Website, at our discretion and without prior notice, if we reasonably believe you have violated these Terms, engaged in fraudulent or unlawful activity, or misused the Website or its content, including any breach of Section 4 (Intellectual Property & Anti-Piracy Restrictions). Upon termination for cause, your license to access any purchased content shall terminate immediately, and no refund will be due for the terminated period except as required by applicable law.

11. Revisions and errors

The materials appearing on the Website could include technical, typographical, or photographic errors. The Company does not warrant that any of the materials on the Website are accurate, complete, or current. The Company may make changes to the materials contained on the Website at any time without notice, but makes no commitment to update them.

12. Modifications to Terms of Service

The Company may revise these Terms of Service for its Website at any time without notice. By continuing to use the Website, you agree to be bound by the then-current version of these Terms of Service.

13. Governing law

These terms and conditions are governed by and construed in accordance with the laws of the Republic of Cyprus, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

14. Contact information

If you have any questions regarding these Terms of Service, please contact us: